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Does Using A Debit Card Benefit Me?

Shhhhh … don’t mention this to your banker … but, in a nutshell, no.  “Wow, Ronda, that’s harsh!”  “Yikes.” “You don’t understand, it’s SO-o convenient.” “It’s on my phone.” Say what you will but I’d be egregiously remiss as a money coach if I didn’t explain...

Are You Out of Your Mind?

Flat illustration Seriously, that was my first thought.  And, if you haven’t been shopping for a long term care (LTC) or skilled nursing facility (SHF) lately you may not have a deep understanding of the process that led to this unkind thought. You see, I already...

Are You An Amateur or a Pro?

Let me clarify – when you put off doing that which needs done – are you an amateur or a PROcrastinator?  For the amateurs, there’s a time and place for most actions.  Such as expressing a contrary opinion or delivering life-changing good news. There is also...

Did Health Insurance Disappear?

It feels like it did, right?  (Dedicated to Dr. Culpepper since he asked the question today) Health insurance is a mis-nomer. The only thing that protects your health (and thereby your wealth) is your choices:  Good food vs. Convenient food.  Exercise...

Are You Gullible?

If you think you might be, let’s discuss this. At its’ best, being vulnerable can be a positive attribute.  Being open to human interaction, community, relationships, and the wonders of caring, friendship, and love is the bravest, most fulfilling vulnerability...

Are You Vulnerable?

A tree with heart icon as leaves At its’ best, being vulnerable can be a positive attribute.  Being open to human interaction, community, relationships, and the wonders of caring, friendship, and love is the bravest, most fulfilling vulnerability there is. ...